Unlock Luxury with Chase Sapphire Reserve
Link: Apply now for the Chase Sapphire Reserve® Card
Introducing the Chase Sapphire Reserve® Card, a titan in the realm of premium credit cards. A few months ago, this card underwent a big makeover, including a bump in the annual fee and a slew of exciting new perks. Let’s take a closer look to see if it’s still the king of the hill.
The Basics: Bonuses & Fees
This card is like a Swiss Army knife — loaded with goodies from a sparkling welcome bonus to top-notch lounge access. Inspired by the Chase Sapphire Preferred® Card, you might be pondering if the steep fee is worth it. Let’s break it down, starting with the welcome bonus and fees.
Welcome Bonus: 125K Points Up for Grabs
Nab a whopping 125,000 Ultimate Rewards points after splurging $6,000 within three months. Valued at 1.7 cents each, that stack of points could be worth $2,125. Ka-ching!
Am I Eligible? Tips & Tricks
If you already hold any Sapphire cards or have reaped a bonus lately, the welcome offer might not be yours for the taking. But don’t worry — even with past bonuses, you might still get lucky. Just apply and see if a little pop-up says you’re good to go.
Thinking of swapping cards? After 12 months, Chase lets you change cards, though you’ll miss out on that welcome bonus if you go this route.
For the best chance of approval, aim for a stellar credit score. While there’s no official line, a score over 700 is a good start, with 740+ being perfect.
Steep Fees
Brace yourself for a $795 annual fee, but don’t fret! The perks could outweigh the costs. And adding an authorized user? That’ll be $195, but they, too, get showered with the card’s benefits, including plush lounges.
Points Galore: Earning With Style
The Chase Sapphire Reserve is a points powerhouse, with Val Seny ski resort. Match your card to your spending to make the most of these juicy categories.
8x Points on Chase Travel
Book anything through Chase Travel and rake in 8x points — flights, hotels, cars, you name it. With points valued at 1.7 cents, it’s a 13.6% travel return. Now that’s some sweet reward math!
5x Points on Lyft Rides
Thanks to Chase’s partner-in-crime, Lyft, earn 5x points on your rides until 2027. Get an 8.5% return and lift your rideshare game to new heights.
Flight & Hotel Rewards
Book directly? Enjoy 4x points with airlines and hotels. That’s a 6.8% return, making it perfect for those who savor spending on travel.
3x Points on Global Dining
Out and about? Earn 3x points dining anywhere, from fancy dinners to fast food feasts. That’s a nifty 5.1% return.
Worldwide, Fee-Free
Say goodbye to foreign transaction fees, making global spending a rewarding venture. Dining or booking abroad? No worries, earn with ease.
$75,000 Spender’s Paradise
Cross the $75k threshold annually on your Sapphire Reserve, and a world of perks open up:
- Join the IHG One Rewards elite fam, indulging in upgrades and breakfasts.
- Snag Southwest’s A-List status with priority perks.
- Grab a $500 Southwest travel credit and more enticing goodies.
Max out those bennies for the full value stack.
Redeeming Your Points: Options Galore
Partner Transfers
Turn points into dream travel by using airline and hotel partners. Fancy champagne flights or luxury stays? Transfer at 1:1 and watch the magic happen.
Points Boost for Travel
Swap points for travel goodies at up to 2 cents each on fancy hotels and select flights. Fancy a luxury getaway? Sure thing!
Lounge Life & Perks
Chase Sapphire Reserve opens the door to airport havens. Fancy some peace before your flight?
Priority Pass
Get into 1,300+ lounges with Priority Pass™ Select. Bring two friends, and cheers to tranquility before takeoff.
Chase Sapphire Lounges
Dive into Chase’s exquisite lounges with unlimited visits. From the Big Apple to Boston, these lounges add a plush touch to your travels.
Air Canada Lounges
Flying Air Canada? Enjoy their premium lounges with a guest. Oh, Canada!
Annual Credits and Perks
$500 Annual Hotel Credit
Book through The Edit by Chase Travel and enjoy up to $500 annual hotel credit. While spending thresholds apply, the lavish perks could be worth the splurge.
$300 Travel Credit
Ease your travel costs with an up to $300 annual credit. Whether cabs, flights, or trains, your travel span just got a lot easier.
$300 Dining Credit
Dining out? Get an annual dining credit up to $300, in major cities. Crunch the numbers and discover new favorites in town.
DoorDash Delights
Enjoy a year of DashPass with waived delivery fees, worth up to $120, and yearly credits up to $300 on meals and groceries, keeping you well-fed.
$250 Apple Treats
Subscription sweetheart? Snag Apple TV+ and Music worth up to $250 a year until 2027. Entertainment’s on the house!
Transportation & Security Perks
Get an annual Lyft credit of up to $120, plus security with Global Entry, NEXUS, or TSA PreCheck reimbursements every four years. Swift, speedy, and safe travel — check!
Rental & Travel Protection
Stay shielded with travel protection and primary rental car coverage. From smooth road trips to hassle-free buys, you’re covered.
Is It Worth It?
Despite the $795 fee, multiple credits lower your costs significantly. Add hundreds more for credits, lounge access, and rewards structure on travel and dining — it’s easy math for frequent flyers. Consider a duo strategy with the Chase Freedom Unlimited, and enjoy a match made in rewards heaven.
Sapphire Showdown: Preferred vs. Reserve
While the Reserve packs luxury perks, the Preferred is not far behind, offering lower fees but also incentives. Compare your options and choose the one that rewards your lifestyle best.
Want to dive into the full benefits of Chase Sapphire Reserve? Apply here