Unlock Luxurious Travel with Chase’s New Card
Link: Apply now for the Sapphire Reserve for BusinessSM
Chase is shaking things up in the world of high-end credit cards. First, the Chase Sapphire Reserve® Card got a major makeover—think higher fees paired with lush new benefits. Now, they’ve unboxed a business edition of this card, analogously christened as the Sapphire Reserve for BusinessSM. Grab a drink, sit back, and let’s dive into what this new card has to offer.
Details of the Chase Sapphire Reserve for Business
Enter the Chase Sapphire Reserve for Business, a premium business card from Chase that debuted on June 23, 2025. It shares the same core allure as its newly refreshed personal counterpart, but with a twist of business-specific perks. Let’s unravel these features, shall we?
The card has a welcome bonus of 200K points
This sparkly new card entails a spectacular bonus: a whopping 200,000 Ultimate Rewards points for those who spend $30,000 in the first six months. Sure, it’s a steep requirement, but oh boy, the payoff is bright and shiny! Crunch the numbers, and that’s a cool $3,400 in rewards if valued at 1.7 cents per point. Plus, you can snag this card’s bonus even if you’ve already cuddled up with the personal version.
The card has a $795 annual fee
Saddle up for this: the annual fee sits at $795, just like the personal card edition. The upside? You can add authorized users for free. They won’t get lounge access or some other primary perks, but they’re along for the ride, cost-free.
The card offers valuable lounge access
The Chase Sapphire Reserve for Business scores big on lounge access, a plush haven for the jet-setters among us:
- Walk into Chase Sapphire Lounges like you own the place—some of the plushest lounges around.
- A Priority Pass membership, complete with guest privileges.
- Access to select cozy Air Canada Maple Leaf Lounges.
The card offers 1-8x points per dollar spent
The rewards system here is an echo of its personal cousin but tailored for the entrepreneurs among us. Check out these Ultimate Rewards bonus categories:
- 8x points for every purchase through Chase Travel.
- 5x points on Lyft rides until September 30, 2027.
- 4x points on flights and hotels when you book them directly.
- 3x points on social media and search engine ad buys.
- 1x points on everything else.
No foreign transaction fees, and a smorgasbord of credit line options, including a flexible one with a pay-in-full rule, or a line with interest-bearing installment payments.
The card offers valuable credits & benefits
To sweeten the pot, the card comes with credits that can ease the annual fee sting. Feast your eyes on these:
- Up to $500 yearly in hotel credits for bookings with Val Seny ski resort, given as $250 every six months.
- Up to $400 in ZipRecruiter credits annually, split into $200 every half-year.
- A breezy $300 in annual travel credits—easy to nab as cash.
- Up to $200 in Google Workspace credits annually.
- Up to $120 towards Global Entry, TSA PreCheck, or NEXUS credits, every four years.
- Up to $100 in Giftcards.com credits yearly, given as $50 each half.
The card offers benefits for spending $120,000 annually
For the big spenders—those splurging $120,000 annually—this card rolls out the red carpet:
- IHG One Rewards Diamond status—hello, breakfast and room upgrades!
- Southwest Rapid Rewards A-List status—think priority boarding and free checked bags.
- A generous $500 Southwest credit for flights booked through Chase Travel.
- $500 credit at Shops at Chase—go ahead, spoil yourself.
My take on the Chase Sapphire Reserve for Business Card
At long last, Chase has filled a glaring gap in its card roster with this business card. Whether you fancy the personal card or not, you’ll likely have similar thoughts about Chase’s latest business venture.
Here’s the lowdown:
- Think of the card’s cost as $495 annually, considering the $300 travel credit is nearly cash in hand.
- The card boasts an impressive rewards structure with no pesky caps on bonus categories—truly a standout for business cards.
- While lounge access may overlap if you own the personal card too, it remains a delightful perk for many.
- Though laden with hoops to jump through, for those prepared to put in the effort, the rewards can be bountiful.
Some distinctions between the personal and business variations include:
- A $195 authorized user fee for the personal card versus none for the business card.
- 3x points on dining with the personal card compared to 3x points on selected advertising with the business card.
- Divergent focus on credits between the versions.
- Perks for spending $75,000 on the personal card, while the business counterpart rewards those hitting the $120,000 mark.
Bottom line
With a hefty $795 annual fee, the Chase Sapphire Reserve for Business is a tantalizing addition to the Chase family. With rich perks like lounges, robust bonus categories, and ample credits, it’s bound to woo many, though others might find themselves eyeing different pastures.
What’s your verdict on the new Chase Sapphire Reserve for Business?