Unlock Hilton Honors Benefits with Amex
Link: Apply now for the Hilton Honors American Express Business Card
If you haven’t already dipped your toes into the world of hotel credit cards, you might be missing a trick. These cards are like the industry’s best-kept secret—offering elite status and those fabulous free nights.
My heart once belonged to Hyatt and Marriott, but Hilton’s quickly invaded my affections. The number of plush properties emerging, combined with the ease of accumulating points and earning status via Hilton’s credit cards, has been nothing short of enchanting.
I’ve dissected all three personal Hilton credit cards, including:
- Hilton Honors American Express Card (read reviews)
- Hilton Honors American Express Surpass® Card (read reviews)
- Hilton Honors American Express Aspire Card (read reviews)
Today, however, let’s dive into the one business card Hilton and American Express present—ideal for small business owners eyeing a stellar signup offer.
Hilton Honors Business Card Basics For March 2025
The Hilton Honors American Express Business Card. It’s the sole business-centric plastic from Hilton and Amex’s partnership. How does it stack up against its personal peers and fellow business contenders?
We’ll scrutinize the welcome perks, costs, rewards, and the rest of the kit and caboodle.
Limited-Time: Earn 175,000 Hilton Honors Points
Until April 29, 2025, the Hilton Business Card dangles a tantalizing carrot—175,000 Hilton Honors points after you splurge $8,000 within half a year. I peg those points’ value around 0.5 cents each, effectively conjuring an $875 windfall.
Eligibility For Bonus & Amex Application Restrictions
This card’s allure is strictly off-limits if you’ve ever owned it before, courtesy of Amex’s “once in a lifetime” rule, but there’s wiggle room if you’ve dallied with Hilton’s other cards.
- Score two Amex credit cards tops within three months.
- No more than five Amex cards at once, though the tally excludes hybrids.
Annual Fee
There’s a $195 fee for the Hilton Business Credit Card, but adding extra card-holders won’t cost you a dime. It’s smooth sailing even with the fine print.
Earning Honors Points With The Hilton Business Card
This card isn’t shy about doling out Hilton Rewards, especially for spends at Hilton properties. Reach Diamond status by splurging sufficiently on purchases.
12x Hilton Points At Hilton Hotels
Flash this card at Hilton spots and earn 12x points. For the math-lovers, that translates to a 6% return according to my valuation. Not too shabby for hotel spends!
5x Hilton Points On Other Purchases
Pocket 5x on all other buys up to $100,000 annually before it drops to 3x. That flirtation with an attractive 2.5% return makes your everyday purchases seem less mundane.
No Foreign Transaction Fees
Kiss foreign transaction fees goodbye! Wanderlust-fueled adventures just became a tad cheaper, especially when Hilton is your home away from home.
Hilton Business Card Benefits
Is the juice worth the squeeze? For Hiltons devotees, this card’s perks can easily outweigh the annual toll. Let’s delve into why.
Up to $240 in Hilton Credits Per Year
Embrace up to $240 in annual credits for Hilton stays. Earn $60 each quarter by using the card at Hilton properties—a straightforward path to maximize value.
Hilton Honors Gold Status
By holding this card, you’ve already won Gold status. Sip your morning coffee in the lounge and enjoy bonuses like free breakfast, late check-outs, and preferred rooms.
Hilton Honors Diamond Status With Spending
The card paves the way to Diamond status. Spend $40,000 annually and nab benefits like guaranteed lounge access and suite upgrades subject to availability.
National Emerald Club Executive Status
Enjoy executive status at National Car Rental, and saunter through the Executive Aisle to pick your dream ride across the U.S. and Canada.
Amex Offers
Discover savings galore via Amex Offers. These hidden gems can save you hundreds each year—all you need is a scroll through your account dashboard.
Is The Hilton Business Amex Worth It?
Hilton’s vast hotel network gives substantial thumbs up to their credit card. The Hilton Business Card is king of the co-brand space for business titans.
Regular Hilton guests can swoop up $240 worth of annual credits. Plus, there’s Gold status sprinkling perks like sugar and a lucrative rewards rate to boot.
This card could fast become your best travel companion.
Card Showdown: Hilton Surpass Vs. Hilton Business
Time for a showdown: Hilton Surpass Card vs. Hilton Business Card. Both shower you with Gold status and National Emerald Clout. However, the subtle divergences could sway you one way or another:
- Surpass carries a $150 fee, whereas Business demands $195.
- $200 vs. $240 Hilton credits courtesy of Surpass and Business respectively.
- Chase the Surpass for a free night via $15,000 spending.
- Varying rewards structure to highlight your purchase habits.
Bottom Line
The Hilton Business Card stands out in Amex’s lineup, ready to pamper you with free breakfast, national car status, and annual credits. Become a cardholder, reap the rewards, and make your Hiltons visits even more magical.