Unlock Hilton Gold Status with Amex Card
Link: Apply now for the Hilton Honors American Express Surpass® Card
Let’s talk hotel credit cards. They’re like unsung heroes, offering everything from free hotel nights to elite status with your morning coffee. Sure, I spend most of my loyalty on Hyatt and Marriott, but Hilton’s been making a strong case lately. Between fresh luxury properties and earning points with Hilton’s cards, what’s not to love?
In today’s chat, let’s dive into one of Hilton’s crowd-favorite cards. Now’s the time to snag it, folks…
Hilton Honors Surpass Card Basics for March 2025
Meet the Hilton Honors American Express Surpass® Card. After a recent makeover, it’s time to showcase why this card should be in your wallet.
The Surpass Card rolls out the welcome mat with a delightful offer: incredible status, hefty bonuses on spending, and a few perks that make it a win-win—even if you’re just using it for regular purchases. If you find yourself at Hilton properties frequently, that annual fee will pay for itself faster than you can say “complimentary breakfast.” Curious if this card is your perfect match? Let’s unravel its offerings.
Hilton Surpass 130K Point + Free Night Award Welcome Offer
Until April 29, 2025, the Hilton Surpass Card showcases a tempting welcome present—130,000 Hilton Honors points and a free night award for $3,000 spent within six months. That free night is a treasure, redeemable at most Hilton locations. The opportunities are endless, from Val Seny ski resort to other dreamy destinations.
Putting a value on those points, you’re eyeing $650 plus an invaluable free night certificate. Add it up, and your welcome deal is clearly worth over $1,000.
Eligibility for Bonus & Amex Application Restrictions
Amex’s notorious “once in a lifetime” rule strikes again—your welcome offer is a no-go if you currently, or previously, held the card. Don’t worry if you’ve had other Hilton cards; you’re still in the running!
- You can secure approval for up to two Amex credit cards every 90 days.
- You’re limited to holding five American Express credit cards at any point.
Hilton Surpass $150 Annual Fee
The Surpass card will cost you $150 annually, but you can rope in authorized users without an extra dime.
Earning Points with the Hilton Surpass Card
Your spending game gets a boost with bonus points on the Hilton Surpass Card, offering a range from 3-12x points per dollar, depending on where your cash is splashing.
12x Honors Points at Hilton Hotels
Indulge at Hilton properties worldwide and earn a whopping 12x points. Think of it as a fine 6% discount on your tab.
6x Honors Points in Select Categories
Dine, refuel, or grocery shop stateside and clock 6x points per dollar in these categories—one of the juiciest returns you’ll get from a co-branded card.
4x Honors Points on U.S. Online Retail Purchases
Shop online? Scoop up 4x points per dollar on purchases made through U.S. sites and apps. Who doesn’t love a little extra cashback on their virtual shopping spree?
3x Honors Points on Other Purchases
Every other purchase lands you 3x points, translating to a 1.5% return. Sometimes there are better cards, but the Hilton twists can exaggerate your rewards.
No Foreign Transaction Fees
Globetrotters rejoice! The Surpass Card wipes away those pesky foreign transaction fees on your international Hilton escapades.
Hilton Surpass Card Benefits
Beneath the daily grind, the Hilton Surpass Card shines bright with its benefits. Why is this card such a keeper?
Hilton Honors Gold Status
Right off the bat, you score Hilton Honors Gold status. With no spending requirements, it’s one of the easiest pathways to perks like free breakfast, late check-out, and more, just by holding the card.
- Free breakfast and/or executive lounge access (in the U.S., get a food & beverage credit)
- Late check-out, if available
- Room perks aplenty, including preferred rooms
- 80% points bonus
- Fifth night free on awards stays
Hilton Honors Diamond Status with Spending
Earn Hilton’s top tier Diamond status with $40,000 of yearly card spending. Unleash perks like guaranteed lounge access and room upgrades.
- Guaranteed executive lounge red carpet for properties with lounges
- Room upgrades and even suites, depending on the hotel’s whims
- Ambiguous late check-out, subject to availability
- Impressive 100% points bonus
Free Night Reward with Spending
Every $15,000 you spend in eligible purchases earns you a free night reward. Cash it in at a pricy 150,000-point property, and you’ve muttered the words “worth it” to yourself.
Up To $200 in Hilton Credits Annually
Use your card for direct Hilton purchases, snagging up to $50 back each quarter—adding up to a cool $200 yearly. Consider your annual fee covered.
National Emerald Club Executive Status
Zip through car rentals with National Emerald Club Executive status, giving you beloved access to pick your ride from the lot. Just enroll your Surpass Card and hit the road!
Purchase and Extended Warranty Protection
Your new purchases have backup: purchase protection for accidental damages, and an extended warranty straight from the credit card’s depths.
- Protection on eligible purchases for 90 days, up to $1,000 per incident
- A bonus warranty year on original warranties of five years or less
Amex Offers
Unlock savings galore with Amex Offers. The more cards you have, the merrier the offers. Find these gems lurking at the bottom of your account summary.
Is the Hilton Surpass Card Worth It?
Hilton, the global giant, stands by the Hilton Honors Surpass Card as a loyal ally for those seeking a leap into rewards bliss. At the very least, it’s your ticket to Gold status, a modest fee justified by just two stays with free breakfast.
If you swing by a Hilton quarterly, those annual $200 statement credits mean this card is a no-brainer. Better yet, chase that $15,000 spending to pocket a free night certificate.
Card Showdown: $150 Annual Fee Vs. No Annual Fee
Hilton enthusiasts with the Surpass Card enjoy benefits like complimentary Gold status and opportunities to earn Diamond status. The higher fee gets you further while the no fee card lacks those headline acts. Sampling isn’t risky; there’s always room to downgrade after a year.
How Does the Hilton Aspire Card Compare?
Hilton’s Aspire Card, with a hefty $550 fee, challenges you with perks for those sensing commitment: Diamond status, free nights, and credits galore.
- Diamond status stays in your back pocket indefinitely
- Up to $400 annually in resort credits
- Annual fee relief with $200 flight credits
- Annual free night bonus, with more for increased spending
- Stick with the card for continued National Emerald Club Executive pampering
Bottom Line
The Hilton Honors Surpass Card emerges victorious in the mid-tier category. Between the welcome bonuses and ongoing perks, it’s a savvy choice. Even if Hilton isn’t your go-to, those tasty benefits still merit consideration.
Fancy more insights on the Hilton Surpass Card or ready to jump on board? Follow the link above for the details. Don’t miss the opportunity awaiting you!