Unlock Phenomenal Perks with Venture X

Link: Apply now for the Capital One Venture X Rewards Credit Card

Meet Capital One Venture X, the credit card that’s skyrocketing in popularity among the premium crowd. Yes, there’s a $395 annual fee, but just wait till you hear about the perks, the bonus, and the return on spending—it pretty much pays for itself.

I’ve already shared an in-depth review of this fabulous card, but today, let’s dive into 14 reasons why the Capital One Venture X should be your next plastic companion.

Welcome Bonus of 75,000 Miles

Capital One Venture X tempts you with a juicy welcome bonus of 75,000 miles just for spending $4,000 within the first three months. For someone like me who values Capital One miles at 1.7 cents each, you’re looking at a stunning bonus worth about $1,275. Talk about a warm welcome!

2x Miles on Everyday Purchases

Whether you’re splurging on essentials or just the usual grocery run, earn a neat 2x miles on all your purchases. It’s one of the best cards out there for everyday spending. And if, like me, you value each mile highly, that’s a 3.4% return. It’s no wonder this is my go-to card for all things shopping.

Snag 10x miles for rental cars and hotels when booked through Capital One Travel
Earn 5x miles for flights booked through Capital One Travel

No Foreign Transaction Fees

For the globetrotters among us, Capital One Venture X skips the foreign transaction fees. Given the card’s exceptional spending returns, it’s a no-brainer for international purchases. Consider it your best buddy on overseas trips.

Flexible Mileage Currency

Capital One miles keep getting better with time. While redeeming your miles for one cent each toward purchases is an option, my favorite move is transferring them to airline and hotel partners at a 1:1 ratio. This way, you get incredible value, especially for those swanky first or business class flights.

$300 Annual Travel Credit

Here’s a perk to ease the pain of that $395 annual fee—get a $300 credit each year to use on flights, hotels, or car rentals via Capital One Travel. I like to book a $300 flight through their portal, so recouping that amount is pretty straightforward.

10,000 Mile Anniversary Bonus

Each year, apart from the $300 credit, you bag another 10,000 miles on your account anniversary. In my book, those miles are worth about $170, which means the card’s annual fee isn’t really costing you an arm and a leg.

Priority Pass Membership

With Capital One Venture X, you get a Priority Pass membership opening doors to 1,300+ airport lounges worldwide. Feel free to treat up to two guests—they get free access too. This makes the card a standout option for avid travelers.

Exclusive Capital One Lounge Access

Revel in unlimited access to Capital One Lounges and bring along two guests for free. While locations are currently in Dallas, Denver, and Washington, more are on the way, making every layover a little less of a chore and a lot more enjoyable.

Capital One Landing Access

This card also includes access to Capital One Landing, a new spin on airport lounging, almost like a high-flying restaurant experience with Chef José Andrés contributing his culinary wizardry. Expect tapas, extensive drink options, and some serious relaxation.

Hertz President’s Circle Status

Capital One Venture X catapults you to Hertz President’s Circle status. Enjoy skipping lines, guaranteed upgrades, and additional perks that make renting cars not just bearable, but downright pleasant.

Global Entry or TSA PreCheck Credit

Say goodbye to waiting in endless security lines with the card’s credit for Global Entry or TSA PreCheck every four years. Even better, if you already have these snazzy passes, why not gift them to a travel mate?

Unforgettable Authorized User Perks

Add up to four authorized users at no extra charge and they get to enjoy perks like:

Priority Pass membership
Access to Plaza Premium Lounges
Entry to Capital One Lounges and Landings
Hertz President’s Circle status

All that at your fingertips makes this credit card a no-brainer for families looking to up their travel game.

Cell Phone Protection

Pay your mobile bill with this card, and relish peace of mind knowing you’ve got cell phone protection in case of theft or damage, minus a $50 deductible. Given the price tags on today’s smartphones, peace of mind is invaluable.

Travel Coverage

Round out the package with travel insurance benefits, including:

Rental car coverage if you say no to the rental company’s insurance
Trip delay reimbursement for reasonable expenses when your flight’s delayed by more than six hours
Lost luggage reimbursement in those unfortunate instances

Bottom Line

If any card could be too good to be true, it’s Capital One Venture X. Think about it: the annual fee is largely countered by the travel credit and anniversary miles. From a hefty welcome bonus and unbeatable spending returns to comprehensive travel protection and more, this card is tough to beat. Your financial toolkit isn’t complete without it.