Maximize Your Citi ThankYou Points Today
| Interested in learning about policies of major transferable points currencies? Explore my series about Amex Membership Rewards, Capital One, Chase Ultimate Rewards, and Citi ThankYou. |
Let’s talk about Citi ThankYou. It’s a hot choice among transferable points currencies. With several top-notch cards earning Citi ThankYou points, accumulating these rewards is a no-brainer. Plus, there are fantastic ways to use them.
Navigating the logistics of combining and redeeming points can be tricky. Here, I’m demystifying the essentials of moving Citi ThankYou points around. We’ll dive into transferring them to airlines and hotels, combining points between accounts, and sharing them with friends.
Transferring Citi ThankYou Points
Did you know you can transfer your Citi ThankYou points to 19 travel partners? That includes 15 airlines and four hotel loyalty programs. To unlock the full power of your ThankYou points, ensure you have the right card, like the Citi Strata Elite℠ Card or Citi Strata Premier® Card.
| Airline Partners | Hotel Partners |
|---|---|
| Aeromexico Club Premier | Accor Live Limitless |
| Air France-KLM Flying Blue | Choice Hotels |
If you’re sticking with no annual fee cards, the transfer ratios and partner options aren’t as appealing. For example, partners such as American AAdvantage and EVA Air Infinity MileageLands are unique and valuable to Citi ThankYou users.
Navigating Transfers
Transferring points is a breeze. Start by logging into your Citi ThankYou account—make sure it’s the one with full partner access.
Once you’re in, look for “More Ways to Redeem,” then click “Points Transfer.” Select your desired partner, hit “Continue,” and you’re off.
Combining Points Across Accounts
Got multiple cards? Combining Citi ThankYou points online is a cinch. This keeps all your earned points eligible for the best redemption possibilities. Ideally, aim to have them under your Citi Strata Elite℠ Card or Citi Strata Premier® Card.
To group accounts, log in, hover over your name and balance at the top, then head to “My Citi Accounts.” Click “Combine My Accounts” and follow the prompts. Easy peasy!
Just a heads up: Closing a Citi ThankYou card means those points expire in 60 days. Don’t want to lose them? Transfer them to an airline or hotel partner.
Sharing ThankYou Points
Citi gives you the power to share up to 100,000 ThankYou points annually with other members. But, beware of the fine print:
- Transfer limits: 100,000 ThankYou points per calendar year.
- Each member can receive a max of 100,000 points annually.
- Shared points vanish 90 days after being received.
- Points cannot be re-shared once received.
Despite some limitations, this feature shines among major currencies. Capital One is one of the few others offering a similar perk. To share points, log in to your account, find “More Ways to Redeem,” and click “Points Sharing.”
Follow the guide, and you’ll be transferring in no time!
Bottom Line
Citi ThankYou is a powerhouse points currency, thanks to its lineup of airline and hotel partners. With this guide, transferring, combining, and sharing points should feel less daunting.
Transferring points is seamless, mirroring other point currencies. Combining Citi accounts? Just as simple—manageable online any day. The ability to share is a neat perk, albeit with some strings—100K points annually, and an expiration window of 90 days after transfer.
So, Citi cardmembers, what’s your take on the whole transferring, combining, and sharing scene?