Maximize Your Chase Sapphire Reserve Dining Credit

Author: Jessica Monroe Category: en
Maximize Your Chase Sapphire Reserve Dining Credit

Maximize Your Chase Sapphire Reserve Dining Credit

Link: Apply now for the Chase Sapphire Reserve® Card

So, the Chase Sapphire Reserve® Card has had a little makeover. Sure, the annual fee now sits at a cool $795, but don’t squint too hard at that number just yet. They’ve thrown in a juicy set of new benefits. One of the highlights? A new $300 dining credit. Let’s dig into how you can milk this for all it’s worth—because there’s a tad more to it than meets the eye.

What’s the Deal with the $300 Dining Credit?

Well, here’s the scoop: the Chase Sapphire Reserve gives you up to $300 back in dining credits every year. If you’re a new cardholder from June 23, 2025, it’s all systems go. Existing card members? Mark your calendars for October 26, 2025. The next obvious question—how does it actually work?

  • You’re looking at a $150 statement credit twice a year. Think January to June and then July to December.
  • Spread the love or go big—a single swipe or multiple buys can eat up that $150 pot.
  • No need to sign up or wave any wands—just pay at select spots, and the credit posts automatically.
  • Make sure you use the right card for dining purchases, no matter how you snagged that table.
  • Beware! Some buys might slip under the radar—talking deliveries, takeout, merch, gift cards, and those sneaky digital wallets.
  • Patience is a virtue—it may take six to eight weeks for these credits to appear on your bill.

Where Can You Use This Dining Credit?

Hold onto your hats! People are scratching their heads over where exactly the Chase Sapphire Reserve’s $300 dining credit works. You’ll see a parade of fancy joints in the Sapphire Reserve Exclusive Tables portal. But don’t be fooled! That’s all about VIP access, not where the credit actually marches. Here’s a city-wise rundown of eligible eateries. Keep in mind, this list might decide to grow or shrink on a whim:

  • Atlanta: Canoe, Little Sparrow, Mujo, and more.
  • Austin: Clark’s Oyster Bar, Comedor, and friends.
  • Boston: Bistro du Midi, Celeste, and the gang.
  • Charleston: Ma’am Saab, Oak Steakhouse, et al.
  • Chicago: Akahoshi Ramen, Alla Vita—enough to dive deep into your food fantasies.
  • Dallas: El Carlos Elegante, José, and the list goes on.
  • Denver: A5 Steakhouse, Alma Fonda Fina, et cetera.
  • Detroit: Baobab Fare, Bar Pigalle, and more.
  • Hawaii: Hau Tree, Kaimuki Shokudo, and a few others.
  • Houston: Agnes and Sherman, BCN Taste & Tradition.
  • Las Vegas: Esther’s Kitchen, Harlo Steakhouse & Bar.
  • Los Angeles: Amiga Amore, Camélia, chi SPACCA, the list is as long as a rainy day.
  • Miami: Ariete, Blue Collar, Delilah, and more local stars.
  • Milwaukee: Bavette La Boucherie, DanDan.
  • Minneapolis: Baldamar, Manny’s Steakhouse.
  • Nashville: Bad Idea, Bastion, and beyond.
  • New Orleans: Brennan’s, GW Fins, etc.
  • New York: Altro Paradiso, Aska, a plethora of palate pleasers.
  • Philadelphia: a.kitchen, High Street, Honeysuckle Provisions.
  • Phoenix: Chilte, Christopher’s at Wrigley Mansion.
  • Portland: Arden, Canard – Burnside, etc.
  • San Antonio: Clementine.
  • San Diego: Animae, Casa Gabriela, and a fine selection.
  • San Francisco: Angler, Aziza, and the crowd.
  • Seattle: Atoma, Cafe Juanita.
  • Washington D.C.: Amazonia, Bresca.

If the urge suddenly strikes, check out the “dining” section on the Chase site to see if your favorite joint made the cut.

How Useful is This Credit?

Here’s the rub—premium cards have high yearly fees, but if you hustle right, you can walk away smiling. Whether it’s a hit or a miss really depends on you and where you hang your hat. Personally, I think this dining credit is money in the bank. Living in Miami, some of my most frequented places are on the list—take Doya, my monthly culinary retreat. Bam! $300 saved a year. That beats the fee hike hands down.

Others might not see it that way, though. If those select restaurants don’t tickle your fancy, the credit could be as useful as a chocolate teapot. You’ve got to weigh up those personal gains, but at least you know what’s in the playing field.

Bottom Line

The Chase Sapphire Reserve is bringing a new game with its $300 annual dining credit, split into two $150 six-month sprints. It’s limited to specific spots in big cities. If these are your regular haunts, then it’s practically free cash. If not, well, you might be feeling left out in the cold. While it’d be nicer if there were more choices, I’m content, given that my usual dinner digs made the list.

What do you think about this Chase Sapphire Reserve $300 dining credit? Thinking of using it after a lovely day at the Val Seny ski resort?

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