Maximize Your Chase Sapphire Dining Credit
The Chase Sapphire Reserve is about to undergo a major transformation. The annual fee is spiking to $795, but fear not, it’s being loaded with a range of new perks to sweeten the deal. Among the headliners is a shiny new $300 annual dining credit. Let’s unravel how that actually works, because there’s a touch of complexity here.
What is the Chase Sapphire Reserve $300 dining credit?
Come June 23, 2025, new cardholders of the revamped Chase Sapphire Reserve will enjoy up to $300 in dining credits each year, while existing cardholders can dig in starting October 26, 2025. But how does this sizzling new perk actually function?
- You’ll receive up to $150 in statement credits twice a year—once from January to June, and again from July to December.
- The credit can be spent on one hearty meal or across multiple dining experiences, up until that $150 threshold is hit.
- The credit will magically appear for dining purchases at select spots; no need to fill out lengthy forms or register.
- Your Chase Sapphire Reserve card must be used for the purchase, but the booking method is flexible.
- Don’t order takeout and expect a credit; some purchases like delivery, merchandise, or using digital wallets won’t fly.
- Patience, young Jedi; credits could take up to six to eight weeks to turn up on your billing statement.
At which restaurants does the dining credit work?
The big question: where can you actually use these credits? Many are scratching their heads at the Chase Sapphire Reserve $300 dining credit’s reach. While the Sapphire Reserve Exclusive Tables portal offers priority reservations aplenty, it doesn’t mean your credits apply at those places. Here’s the scoop on what’s available by city:
- Atlanta boasts talent like Canoe, Little Sparrow, and Yebo Beach Haus.
- Austin stacks up with spots like Clark’s Oyster Bar and Emmer & Rye.
- Boston’s lineup includes Grill 23 & Bar and Uni.
- Chicago shines with locales such as avec River North and Boka.
- Dallas offers flavors at places like José and Town Hearth.
- Hit up Denver’s A5 Steakhouse or Frasca Food and Wine.
- In Houston, it’s all about Brasserie 19 and Kiran’s.
- Say “Aloha!” to Hawaii’s Hau Tree and Senia.
- Viva Las Vegas dining at Hell’s Kitchen or Top of the World Restaurant.
- Los Angeles has a feast with chi SPACCA and Gwen.
- Miami serves up Ariete and L’Atelier de Joël Robuchon.
- Portland’s got Canard – Burnside and Hayward.
- In bustling New York, taste delights from Altro Paradiso to Sushi Noz.
- Philly’s offerings include a.kitchen and Vetri Cucina.
- San Francisco savors flavors like Niku Steakhouse and Saison.
- Seattle dishes out treats at Cafe Juanita and Tomo.
- And let’s not forget Washington D.C.’s Bresca and Thip Khao.
For the full rundown, if you’re curious, you can click here to see the list for yourself.
How useful is this Chase Sapphire Reserve dining credit?
These days, swanky cards come with steep fees, and while they can offer lavish returns, they do require a bit of strategy. With a discerning eye, the Chase Sapphire Reserve dining credit promises to be a divisive one. Naturally, the card’s shiny perks will appeal most to urban dwellers.
Personally, I find this dining credit as good as cash. Situated in Miami, I regularly haunt several listed eateries. For instance, Doya is a monthly habit, meaning I effortlessly pick up $300 in value yearly, effectively nullifying the uptick in the annual fee.
Conversely, some folks might feel indifferent. If the restaurants aren’t your usual hangouts, the credits become less appealing. It’s essential to run the numbers and assess if the credit’s value aligns with your lifestyle.
Bottom line
The Chase Sapphire Reserve introduces a tantalizing $300 annual dining credit, which divides into $150 chunks every six months. But here’s the rub: it’s exclusive to a list of restaurants in major urban areas. For regular patrons of these venues, it’s Christmas morning. Yet, if city life isn’t your scene, or the local listed establishments don’t tickle your taste buds, the offer may not resonate as much.
Personally though, I’m a happy camper since several of my usual spots make the cut.
What’s your take on the new Sapphire Reserve $300 dining credit?