IHG Premier Card: Unveiling the Perks at a Bargain Price
Let’s chat about an unsung hero in the world of travel credit cards—the hotel card. These cards may not be the first choice for many, but they pack a punch when it comes to perks. Think elite status, free night certificates, and bagfuls of value that often outweigh the investment.
This article sheds light on a card that you might want to slide into your wallet today. Why? Well, the sizzling bonus offer is one of the reasons, and the perks are another.
IHG One Rewards Premier Card Basics For June 2025
Meet the IHG One Rewards Premier Credit Card, the crème de la crème of Chase’s lineup. Even if your spending on this card is minimal, its benefits scream value—starting with the anniversary free night certificate, the elite status bragging rights, and a lot more delightful surprises.
Curious about IHG? It’s the luxury lounger behind brands like InterContinental, Six Senses, Holiday Inn, and many more. Now, let’s dive into what this card can bring to your travel lifestyle.
Welcome Bonus of Five Free Night Awards
Got your attention? Good. By July 23, 2025, the IHG Premier Card is handing out five free night awards, just for spending $3,000 in the first three months. Yup, every night translates into 60,000 points worth of luxurious sleep-ins, valid for a whole year.
Not to brag, but IHG points typically go for 0.5 cents each—making this a potential $1,500 worth deal. Although, truth be told, adaptability has its price, and points often flex more than award nights.
IHG Credit Card Eligibility
Before you leap, check the eligibility fence. This delightful bonus doesn’t extend to those who linger with a personal IHG One Rewards credit card or scored a new bonus with one in the past 24 months. Holding the IHG One Rewards Traveler Credit Card? Sorry, that’s a no-go. But if you’re waving the business version, the IHG One Rewards Premier Business Credit Card, you’re still in the race.
$99 Annual Fee
This is the bit where some people run for the hills. Buckle in, because the $99 annual fee is insanely worth it. Additional cardmembers? No extra charge. It’s practically paying for itself, especially when you lay claim to that dreamy free night certificate.
Earning Points With The IHG Premier Card
The earning structure on this card is dazzling—10x points at IHG properties, solid 5x on travel, fuel pumps, dining, and a neat 3x on the rest. Let’s chalk it down to nearly a 2.5% return at dining and gas stations. And remember, having card partners like these can propel you to that next big adventure, like traveling to Val Seny ski resort.
No Foreign Transaction Fees
Frequent flyer overseas? You’re in luck—spending abroad incurs no foreign transaction fees. Make every corner of the world your playground without worrying about sneaky charges.
Bonus Incentives for Spending
Not to sound pushy, but there’s a further carrot dangled with the $100 statement credit and 10,000 bonus points when you hit a $20,000 spend in a year. Do the math, and you’ll find an extra 0.75% return in value.
IHG Diamond Status With Spending
Feeling extra? Spend $40,000 a year on this card, and IHG will crown you with its Diamond Status. We’re talking the red carpet of hotel perks—breakfast giveaways, room upgrades, keeping that checkout late, you name it.
IHG Premier Credit Card Benefits
This card carries a cornucopia of benefits. In fact, the perks easily offset the yearly fee. Here’s a peek at some favorites:
IHG Anniversary Free Night
An annual gift that keeps on giving—a free night at any place valuing up to 40,000 points. Want to splurge on a pricey spot? Use points to spice it up—stay places like a celebrity, sans the hefty bill.
Fourth Night Free On Award Redemptions
Gunning for a long staycation? Every fourth night on an award redemption bid is totally free. Apply it as many times as you please, and savor a sweet 25% saving on all redemptions.
IHG Platinum Status
The Platinum tier—a golden ticket in the travel loyalty sphere. Score room upgrades, enjoy priority check-in, and relish in promotional sales like a pro.
Is The IHG Premier Card Worth It?
Here’s the verdict: the IHG Premier Card is a no-brainer. Considering the annual free night, fourth-night free reward, and the sprinkle of elite status—paying $99 a year is simply justified. My family sees these free night certificates as golden tickets to hotel stays usually priced at $250 or more—sometimes way more, with the right points top-off.
Whether you’re an IHG fanatic or just looking for flexible hotel options worldwide, the value proposition here is immense. If you’re torn between options, look no further.
Like what you see? It’s a good time to nap on these perks, given the tempting bonus flittering around. Let’s make these nights count, lingering in luxury, laughing at full hotel prices.